Medical Emergencies Happen
You could wake up this morning and stumble getting out of bed, break your ankle, and suddenly your life is on an entirely different track. Imagine if that sort of thing happened while you were traveling abroad. What if your fluency of the local language is a bit lacking? What if your medical insurance doesn’t apply?
Times like these are when travel insurance companies can help. They can provide all the help you need in getting your medical coverage translated, get you moved physically to a care facility that can take care of you, and anything else you may need.
Airlines are Inconsistent
What happens if you’re flying from Florida to Spain and your connecting flight is canceled? Are you left in the airport with no valid ticket to leave and no resources to spend the night? What about if the connecting flight you miss is in France? Travel insurance can help you find a local hotel to take shelter for the night. They can help you get a refund for your lost ticket, and get you a new ticket for a new flight.
It’s a much better alternative than having to sleep in an airport, deal with security and customer service in the morning, and possibly face having to foot the bill for another ticket. Not to mention the potential for more canceled flights, full flights or other inconveniences.
Avoiding Accidents
Accidents can be painful physically and psychologically, but they can really hurt a wallet. What if you’re behind the wheel of a rented car, and someone runs a red light and hits you? There’s any number of possibilities involving accidents, and all of them are nasty.
Travel insurance companies are more than capable of helping you out. They can work with the car rental company, your auto insurance company, and whatever other group they need to so you can rest easy.
You Arrive, Without Your Bags
One of the first things everyone does when they step off a plane is hurry to find their baggage. Those few precious suitcases carry everything you have for this trip. Clothes, electronics, even paperwork. Not only is there the immediate financial loss of those items, but you also have to face your first night in your vacation dealing with it all.
Travel insurance is invaluable if your baggage is lost. They’ll work with you and the airline to locate your lost bags. If necessary, they can even help pay to replace your lost items. They’re certainly more help than the airline would be alone.
Thieves are Everywhere
Everyone hears the stories of muggers in dark alleyways, leaping out to steal your valuables. As unlikely as it may be, it can happen. Travel insurance can help protect you from the sudden loss of money. They can help get you back on your feet and foot you the cash to keep yourself alive while you get replacements.
No matter where you’re traveling to, how long your stay, or how familiar you may be with the area travel insurance is always a good idea. It’s better to be safe and protected than left high and dry without such easy protection.
Image by Ed Yourdon
